Consumer Protection

Your rights under European law

European consumer law provides powerful protections against unfair contract terms in mortgages. These rights apply to you — even if legal action has already begun.

If your mortgage contains Unfair Terms, the Court must examine them.

This applies even during repossession proceedings and where a Possession Order has been granted against you.

Most homeowners never raise this issue

That's why they lose without ever being heard. Don't let this happen to you.

What this means for you

Courts must assess fairness
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Unfair terms are not binding
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