Is your mortgage now owned by a Vulture Fund?
Thousands of Irish homeowners are trapped in unfair mortgages sold to debt funds. European law gives you powerful rights to challenge these terms — and we help you use them.
What's your situation?
Select the option that best describes where you are right now. We'll guide you to the right next steps.
🔵I'm Not in Court — But Something Doesn't Feel Right
- My mortgage was sold to a vulture fund
- My interest rate feels high or unclear
- I never fully understood the long-term cost
- I'm not in legal trouble — but I want to protect myself
- No upfront cost
- No risk
- We prepare your complaint to the Financial Services and Pensions Ombudsman
- You only pay if you win
- You have nothing to lose — and potentially significant compensation to gain
🔴I Have an Immediate Problem
- I've received a Civil Bill
- A Possession Order has been granted
- I'm in serious arrears
- I'm being threatened with legal action
You are now in a time-critical situation.
The courts must consider whether your mortgage contains unfair terms — but this is often not raised properly.
- Clear next steps before your court date
- Court-ready documents (where appropriate)
- Support based on European consumer law
- Structured approach to protecting your position
Take Back Control
We help you take action
You don't have to face vulture funds alone. Our platform gives you the tools, expertise, and support to challenge unfair mortgage terms and protect your home.
- Challenge Unfair Terms
- European consumer law protects you from unfair contract terms. We help you identify and challenge them.
- Expert Banking Analysis
- Get your mortgage reviewed by experienced banking professionals who understand lender practices.
- FSPO Complaint Support
- We prepare robust complaints to the Financial Services and Pensions Ombudsman on your behalf.
- Court-Ready Documentation
- If needed, we provide documentation formatted for court proceedings — no complex drafting required.
This is your right under European law
If your mortgage contains Unfair Terms, the Court must examine them before action is taken against you.
Most people never raise this — and lose without ever being heard.
Check your mortgage for free
Need help now?
If you are already dealing with legal action or court:
Legal Protect — Your options
Basic
Free
No Win, No Fee
Silver
€49/month
Support under legal threat
Gold
€99/month
Full court support
Cancel anytime.